Waiting 60 Days to Get Paid? There’s a Better Way

If you run a business that invoices other businesses, you already know the frustration:
You deliver your product or service on time. You send the invoice. Then… you wait.
30 days. 45 days. Sometimes 60 days or more. Meanwhile, payroll is due, vendors are calling, and growth opportunities pass you by.
The Pain of Slow Payments
Late-paying customers can cripple your cash flow. Your revenue looks strong on paper, but your bank account tells a different story. The stress builds:
• Bills pile up.
• You juggle credit cards or personal funds.
• You can’t take on new work without cash to cover expenses.
This isn’t just an inconvenience — it’s a roadblock that can stall your business’s growth or even push it toward failure.
The Solution: Factoring
Factoring solves the problem by turning your unpaid invoices into immediate cash. Here’s how it works:
1. You deliver goods or services to your customer as usual.
2. Instead of waiting for payment, you sell those invoices to a factoring company (the “factor”).
3. The factor advances you up to 90% of the invoice value — often within 24 hours.
4. When your customer pays, you get the remaining balance minus a small fee.
No more waiting. You have the working capital you need to run — and grow — your business.
Why Factoring Works for Many Businesses
• Not credit-based: Approval is based on your customers’ credit, not yours.
• Flexible: You choose which invoices to factor.
• Fast: Funding can happen in as little as a day.
Example:
A small staffing agency lands a large contract to provide temporary workers for a major client. The client pays on 60-day terms, but the agency must cover payroll every week. Without factoring, the agency struggles to pay its workers on time and risks damaging its reputation. With factoring, they turn the outstanding invoice into immediate cash, meet payroll without stress, and even take on additional contracts with confidence.
The Bottom Line
If slow-paying customers are choking your cash flow, factoring can be the game-changer you’ve been waiting for. It’s not a loan. It’s your money — faster.